Your Mortgage Journey
Let’s get to know each other!
You tell us what you need. We will explain how we can help! The better we understand you and what your plans are the more options we will have. At this stage we would:
- Explain who we are, the range of services we offer and set out how we can be of help.
- Provide initial advice on what to do and how to get you started.
- Look at your borrowing potential and your budget.
Your mortgage, your way…
One size does not fit all when it comes to your mortgage. We don’t do “off the shelf solutions”. Your mortgage needs to be tailor-made for you and your plans now and in the future.
Not all mortgage lenders are the same. Far from it. Our aim is to find the most suitable ones for your individual circumstances.
Fixed, tracker, variable, offset or specialised deals? We will help you make those choices. The type of mortgage you choose is a vital part of the process.
When you take your mortgage out, you do have to repay it! The choices you make may have a significant impact on the overall cost of borrowing over the term of your mortgage. We are here to help.
When you are happy with your mortgage choices and are ready, over to you and your property search…
Securing the right mortgage
When you have found the right home or secured your investment property, because we already understand what’s important to you, we will be ready.
We will review the options available and recommend a mortgage that is suitable for your needs and circumstances.
Secure the deal, check and submit all the paperwork, organise the survey – all done by us!
We will work with the lender throughout your application and keep you updated on its progress. We can even help with the solicitors, if you need us to.
Committing to a mortgage is a big deal and there are risks. We will explain these to you and discuss how you can protect yourself, your family and your income.
Communication is key when buying a home. We will keep you updated and informed all the way through the process.
Getting the keys and beyond…
Getting you a mortgage is only one part of the process. Getting you through the buying process and getting those keys is equally important.
We can help advise you though the whole buying process. We can liaise with the estate agents, the solicitors and the surveyors should you need us to. Remember we are here for you!
Once you are in your new home, our commitment to you does not end. We aim to contact you when your current mortgage product is due to finish, so that your available options can be reviewed.
We are available to you anytime - if you have any questions, need help, need to borrow more, pay some of your mortgage off or even need to move house again, we are only a phone call away.